Resources
Guides, tools & answers.
Cheatsheets and FAQs to help you understand your funding options and move faster on your next deal.
Program Cheatsheets
Loan program guides
Fix & Flip Cheatsheet
Everything you need to know about our fix & flip program at a glance.
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DSCR Cheatsheet
How DSCR loans qualify the property — not the person.
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New Construction Guide
Ground-up development with deferred payments and up to $10M loans.
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Commercial Property Overview
30-year fixed loans with no balloon — for long-term investors.
View guide →
Forms & Credit
Documents and credit checks
Required: Title, Insurance & Closing Information form
We begin Title (TCR) and Insurance (EOI) requests immediately upon receipt of this form — submitting it early protects your closing date.
Download the form (PDF) →Soft credit check first — no impact to your score.
Checking what you qualify for uses a soft credit inquiry only and does not affect your credit score. A hard inquiry happens later, at or near closing, only with your written authorization and only if the lender requires it.
FAQ
Frequently asked questions
How fast can you close a loan?
Fix & flip deals can close in as little as 7 days. DSCR loans typically close in 17–20 days. Commercial and construction timelines vary based on the deal.
Do you require tax returns?
Most of our real-estate programs do not require tax returns. DSCR and commercial loans qualify on property cash flow or property value.
Does checking my options affect my credit?
No. Pre-qualification uses a soft credit inquiry only, which does not affect your credit score. A hard inquiry happens later, at or near closing, and only with your written authorization.
What credit score do I need?
Fix & flip starts at 640. New construction, DSCR, and commercial programs typically require 660+. Stronger credit unlocks better pricing.
Do you lend nationwide?
Yes — most of our programs are available in all 50 states (plus Hawaii on select programs).
Investor Glossary
LTV, ARV, DSCR, LTC — we break down the terms every investor should know. Ask us for a copy when you speak with our team.
Deal Analyzer
Not sure if your deal pencils? Send us the numbers and we'll help you evaluate ARV, rehab budget, and exit strategy — free.
Ready to fund your next deal?
Start a quick application in minutes. Our lending partners will match you with the right program for your project.