Terms & Conditions

1. Agreement to these terms

These Terms & Conditions govern your access to and use of the website at coasttocapitalconsulting.com and any related pages, forms, or embedded experiences (the "Site"), operated by Coast to Capital Consulting LLC, a Georgia limited liability company doing business as "Coast to Capital" ("Coast to Capital," "we," "us," or "our"). By using the Site you agree to these terms. If you do not agree, please do not use the Site.

2. What we do — and what we do not do

Coast to Capital provides information about real estate investment and business funding programs and connects prospective borrowers with third-party lenders and lending partners. Coast to Capital is not a bank and does not itself make loans or issue credit decisions. All loan products described on the Site are offered through third-party lenders and are subject to those lenders' underwriting, documentation, pricing, and approval requirements.

3. No offer, commitment, or advice

Nothing on the Site is an offer or commitment to lend, a pre-approval, or a guarantee of any rate, term, loan amount, or closing timeline. Program details — including minimum loan amounts, credit score requirements, leverage, and timelines — are illustrative, subject to change without notice, and may vary by property, borrower, state, and lender. Content on the Site is general information only and is not legal, tax, accounting, investment, or financial advice. Consult your own advisors before making any decision.

4. Eligibility and accurate information

You must be at least 18 years old and legally able to enter into contracts to submit an inquiry or application. Many programs are available to business entities (such as an LLC) rather than individuals and are for business or investment purposes only, not for owner-occupied or personal, family, or household purposes. You agree that all information you provide to us is accurate, current, and complete, and that you have the right to share it.

5. Applications and third-party portals

Our "Apply" experience directs you to a secure application hosted by our lending partner. That portal is operated by a third party and is governed by that party's own terms and privacy practices. We are not responsible for the content, availability, security, or handling of information on third-party sites we link to.

6. Referrals and partner ecosystems

Coast to Capital may receive or send referrals through partners, including The Williams Legacy Group Financial Operating System. When you arrive through a partner link, we may record the referral source so we can route and service your inquiry appropriately. Coast to Capital or its partners may receive compensation in connection with a referral or a funded transaction.

7. Acceptable use

You agree not to misuse the Site — including attempting to gain unauthorized access, interfering with its operation, scraping or harvesting data, submitting false or fraudulent information, uploading malicious code, or using the Site for any unlawful purpose.

8. Intellectual property

The Coast to Capital name, logo, page content, graphics, and layout are owned by Coast to Capital or its licensors and are protected by applicable law. You may view and print pages for your own non-commercial use; any other reproduction or redistribution requires our written permission.

9. Communications and SMS consent

By submitting a form on the Site and providing your phone number, you consent to receive calls and recurring SMS/text messages from Coast to Capital Consulting LLC and, where relevant, its lending partners regarding your inquiry, application, and related updates — including messages sent using an automatic telephone dialing system or prerecorded voice. Consent is not a condition of any purchase, application, or extension of credit.

Message frequency varies. Message and data rates may apply. Reply STOP to any text message to opt out of further messages, or HELP for help. You may also opt out by using the unsubscribe link in an email or by emailing us at the address below. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your information.

10. Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or that content is complete or current.

11. Limitation of liability

To the fullest extent permitted by law, Coast to Capital and its owners, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost opportunities, arising out of your use of the Site or reliance on its content.

12. Changes to these terms

We may update these Terms & Conditions from time to time. Changes take effect when posted, and the "last updated" date above will change. Continued use of the Site after an update means you accept the revised terms.

13. Governing law

These terms are governed by the laws of the State of Georgia, without regard to conflict-of-law rules. Any dispute arising out of or relating to these terms or the Site will be brought exclusively in the state or federal courts located in Georgia, and you consent to personal jurisdiction and venue there.

14. Lending disclosures

Not a lender or broker of consumer credit. Coast to Capital Consulting LLC is not a bank, credit union, or consumer mortgage lender and does not make loans or credit decisions. We provide information and connect prospective borrowers with third-party lenders and lending partners. All credit decisions, rates, terms, fees, and closing timelines are determined solely by the funding lender.

Business purpose only. The programs described on the Site are for business, commercial, or investment purposes only and are not intended for personal, family, or household use. They are not offered for owner-occupied primary residences and are generally exempt from consumer credit laws such as TILA/RESPA. Many programs require that the borrower be a business entity (such as an LLC or corporation).

Availability and licensing. Products and terms are subject to availability, underwriting approval, property and borrower eligibility, and applicable state and federal law, and may not be available in every state. Coast to Capital and its lending partners do not conduct activity in any state where a license is required unless properly licensed or exempt. Nothing on the Site is an offer, solicitation, commitment, or pre-approval to lend where prohibited by law.

Equal opportunity. We support the principles of the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or because any part of your income derives from a public assistance program.

Rates and examples. Any rates, leverage figures, loan amounts, or scenario examples shown on the Site are illustrative only, are not an advertisement of specific credit terms, and are subject to change without notice.

15. Contact

Questions about these terms? Email info@coasttocapitalconsulting.com.